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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are intended to compensate victims of the collision. Some of the damages include medical bills, property damage and suffering and pain. In New York, you have up 3 years to initiate legal action following an accident, but delay can be detrimental to your case. Evidence can be lost over time or destroyed. Witnesses could forget important information. Damages In a car accident victims may be awarded compensation for their economic losses for medical bills and lost wages. In addition, they can receive compensation for damages that are not economic like discomfort and pain. The amount of your claim will be worth is contingent on the degree of your injuries and the impact they have on your life. A skilled auto accident lawyer will help you determine the value of your injuries as well as damage to your property, and negotiate an equitable settlement with the insurance company. Remember that insurance companies are in business to earn a profit. They will do all they can to resolve your claim as cheaply as possible. So, you need an attorney who understands how to ensure that you receive the maximum amount you deserve. auto accident attorney richardson may also be eligible to claim compensation if you have personal items that were damaged during the accident. This includes your clothing, shoes and jewelry. You can also get compensation for the costs of housekeeping, gardening or childcare if you are unable to do these tasks on your own due to your injuries. In determining the worth of your claim, the deductible will also be considered. You must pay your deductible before the insurance company can begin to pay for damages. You may then sue the person at fault for any remaining damages. Medical bills The medical expenses that result of a car accident could quickly add up. The cost of an ambulance ride, a hospital stay, and inpatient care can run into tens or thousands of dollars or more. Furthermore, the cost of prescription drugs, physical therapy and other treatment options can increase as the victim continues to recover. The driver who is at fault is responsible for the cost of a victim's loss as well as medical expenses when they are found liable in an action. The law does not mandate that the at-fault driver be responsible for the medical expenses of their victim on regularly. If you are not in a state that is no-fault, your first step for getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Based on the policy limits the coverage could pay for the majority or all of your medical expenses. You must also file an appeal against the liability coverage of the driver at the fault, and your own uninsured motorist policy. These insurance policies can reimburse the medical expenses you incur however, they usually come with deductibles, as well as other conditions that you must adhere to. An experienced lawyer will assist you through the process of obtaining medical bills paid. This will allow you to reduce the amount you spend on medical bills and concentrate on recovering. Lost wages Accidents in the car can keep you out of work. It is possible that you will not be able pay your bills and lose income as a result. You may need to borrow money from relatives or friends. It can also take months to reach a settlement in your case. During this time, you'll have to pay the bills yourself and wait for the settlement. A claim for lost wages may aid in recovering the money you could have earned not for the injuries sustained in your car accident. This can include salary as well as hourly wages, but it could also include other financial benefits such as raises and bonuses. Your lawyer can determine the actual amount of lost earnings. You can file a claim with a no-fault insurer or take action against the party responsible for lost wages. The claim is typically based on your medical bills, proof that you were unable to work due to injuries, and documentation of your earnings loss. This is sometimes called the demand package. You'll need to provide a letter from your employer that confirms the specifics of your employment, including the days that you were absent due to your injury and the hours you usually work. You'll also need to provide your paystubs as well as tax documents. Your attorney can assist you to gather these documents and make a compelling demand package to present to the insurance company or judge in your case. Suffering and pain While some costs associated with crashes can be figured to the penny — such as medical bills, emergency services as well as surgery costs, medications, and lost wages—others cannot. These damages that are not quantifiable are known as pain and suffering and are an important part in a victim's compensation claim. Pain and suffering encompasses both the emotional and physical consequences of an accident. The injuries suffered by a victim could have a lasting impact on their lives, leading to permanent disabilities or even death. A person suffering from a debilitating head injury, as an example, may never be in a position to work or perform normally. These types of injuries typically need a substantial settlement. In most instances, the amount of pain and suffering a victim endures is determined by the severity of the injury and the impact it has affected their lives. An experienced attorney will look into the specific details of your case and decide the appropriate amount of settlement. They will use previous settlement amounts for similar accident injuries as a guide to give you an idea of what your case might be worth in terms of suffering and pain. Unfortunately, insurance companies often try to deflect victims of suffering and pain by saying that their emotional or physical injuries are not serious enough. An experienced lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure you receive a fair settlement.